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Charting a clear path to cost reduction.

In an industry where processing fees can feel intentionally complicated and opaque, we provide clarity so you can make the best possible decisions.

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About us

Meridial is a payment processing consultancy that charts a clear path to cost reduction based on our deep industry expertise and proven analytics. We explore what’s on the horizon so that you can realize tangible cost savings and growth goals.

Focused

We’re driven to optimize costs and improve payment processing. We will always reach a conclusion, even if our recommendation is to stay with the incumbent. We arelaser-focused. We work hard so that clients can make confident, informed decisions sooner

Guiding

We illuminate and bring clients better solutions and strategies. We are forward-thinking. Our brand navigates complexity and provides direction.

Supportive

Our clients’ goals are our goals. Our expertise only matters in how we apply it to their objectives. We’re consultative and respectful. We support clients with advice, analysis, and benchmarks they can leverage to drive results.

Transparent

Our analysis aims to provide clarity and answers. We are always honest, direct, and ethical. Clarifying, not confusing.

Our Process

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1
Discovery

Charting a clear path to cost reduction.

Clarity
Collaboration
Optimization
2
Analyze

United in reaching your goals.

Comprehensive
Efficient
Low Risk
3
Champion

Results today and insights for tomorrow.

Advocate
Negotiate
Implement
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A few industries
we work with...

SaaS/ E-Commerce

We specialize in integrated platforms to help you maximize efficiency while keeping costs low.

Token Management and Transfer
Recurring Billing / Licensing
PCI Compliance
Product / Channel Alignment
Professional Services & Healthcare

We focus on more complex scenarios and strategize how to best organize systems and processes.

Regulatory Data Security 
Omni Channel Solutions
Hosted Payment Page
Card Present vs Card Not Present
Text to Pay / IVR Integrations
Manufacturing & Distribution

We understand B2B and what it means for your needs.

Electronic Invoicing / Billing Presentment
ERP Systems
AR Reconciliation
Solution Segmentation
Pre Auth / Partial Ship 

Results for today.
Insights for tomorrow.

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Frequently Asked Questions

Will the engagement cost anything?

No, this is a no-obligation relationship. We share in the savings we uncover and only get paid if your fees are actually lowered.

How does contingency consulting vs going direct to market provide a better rate?

Merchants who go to market directly do not have any benchmark data to evaluate the competitiveness of the bids received. Also, they do not know how the proposed rates will be implemented and this can be a significant blind spot. It is also highly likely that they are focusing on just the processor markup and not the optimization of all fee categories. 

What is the cost contingency audit process like?

Our process typically includes establishing a baseline, reviewing the existing contract and vendor, vetting a potential new vendor, and managing implementation from start to finish. For an outline of our process. Click here for an outline of the process

What type of Savings can we anticipate?

The savings we have provided range from 80% to 5%. It varies by industry, region, and revenue size. Click here To download a couple of our case studies

How long until we see savings?

When working with your existing provider, implementation is fairly quick. You could potentially see savings within a month. If the decision is made to switch providers, onboarding and implementation typically take 2-3 months.

What do you need to get started on the fees analysis?

All we need to get started is 6 months or more of current processing statements to do our deep dive into your current fees. We will talk through your current SOPs and technology as well to see if there are any other opportunities for you to maximize your AR process.

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Our friendly team will love to hear from you!

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